Saturday, November 12, 2016

A Moment of Silence

Chief Mark Gould, my Father

It was exactly 11:11 am, yesterday, on 11/11 when the speaker announced to bow our heads for a moment of silence.  The tent was filled with love, humility, remembrance, calmness and an overwhelming feeling of success and accomplishment.  

This was an amazing experience, sitting among those who were involved with protecting our freedom and rights as a nation.  In fact, this was the humblest and proudest that I have ever witnessed my father, Mark Gould, as he sat in the crowd and was truly a part of this honoring ceremony and was not even expected to speak.

As we sat in the tent, I could not help but to notice that ALL of the service people were well poised, gentle, kind, humble and from every culture.  Men and women were equal and were only addressed by rank.  There were no barriers and everyone was bound by their service to our country.  What a beautiful day and a beautiful place to be in.  

Vice President Joe Biden speaking!

My mind was also intently thinking on those in my own family, past a present, that are a part of this wonderful “non-culture”.  We have so many in our past that also served and I would like to honor those with a few pictures that I found in my collection.

Wilbur "Wilbert" Gould, Jr. , My Grandfather

This Veterans Day ceremony in Delaware was to honor all those living and dead that gave their unconditional hearts, minds and bodies to protect us.  This was also to honor those that have taken on the torch to end homelessness. 

The Veterans in our country are suffering a large number of homelessness and have not asked for assistance.  This was noticed by the Vice President Joe Biden and First Lady, Michelle Obama, and in 2010, they made this there mission to end Veterans homelessness.

Chief Mark Gould, my Father

Uncle Dub, Jesse J. Gould, Brother to Wilbur Gould, Jr.

Uncle Bill, Wilbur W. Gould, Jr. with Nana, Marion Gould

Delaware announced yesterday that it was the third state to achieve 100% of housed Veterans.  This success was due in large part from the tireless work of Mr. Dave Mosley from the Delaware Center for Homeless Veterans along with the DE Housing Authority and the VA.

Our agency, Native American Advancement Corp. (NAAC) was invited because of Mr. Mosley, by Governor Jack Markell, to participate in this ceremony; to honor those in the mission of ending homelessness.  We have been asked to do whatever we can in New Jersey to carry this torch and to model their success.

NAAC’s mission is community development and the most important part of this is housing!  We have made it our mission to aide those in need to become homeowners, including Veterans.  We have received funding from BB&T to address this mission and this has led to our partnership with Mr. Mosley in Delaware.
Mr. Dave Mosley, Founder and President of the Delaware Center for Homeless Veterans

Yesterday was simply amazing.  Never in my wildest imagination, would I have thought that would I be in the same space as these great leaders.  Since social media is so readily available, I just could not wait to post the pictures of our meeting with our great Vice President, Joe Biden.  But in fact, we met several great people, including the Secretary of the United States Housing and Urban Development (HUD), Mr. Julian Castro.

Victor and Tyrese Jacinto with Vice President, Joe Biden

Dad, Chief Mark Gould with Vice President, Joe Biden

What a day, what an honor!  When I describe yesterday, Veterans Day, I can only think of a homemade apple dumpling, made with Sunny Slope Winesap apples, warm out of the oven, and a scoop of vanilla ice cream on top melting into the cracks and mixing with the caramelized hot apple syrup!

In closing, I can humbly say that it is a pleasure to serve those who served me and I am looking forward to learning from you all.
Please be sure to visit these other great sites!

Copyright: 2016, The Indigenous Way

Meet the Team! FREE Home Buyer Seminar

Native American Advancement Corp undoubtedly has the most knowledgeable team in our area, but did you know that we also have the most valuable corporate partners in the community development sector?

Don’t miss out on an opportunity to better your knowledge by taking advantage of our corporate partners’ expertise. Areas of expertise include: First-time Home Buying; Banking and Savings; Credit and Credit Repair; Weatherization and Healthy Homes; Mortgages; Insurance; and Tax Returns, Liabilities and Credits.

Meet the Team!  We hope you can join us on November 17th!

 Chief Mark M. Gould
Vice President NAAC

Mark “Quiet Hawk” Gould is known among his people, the Nanticoke Lenni-Lenape Indian Tribe of New Jersey, as a leader who has worked tirelessly on their behalf since the 1970s, when he was part of a core group of tribal citizens who launched a modern-day re-organization of the ancient tribe.

A pragmatist known for his dedication and energy, Chief Gould has been a longtime advocate for improving the economic and educational opportunities for tribal citizens. He believes deeply in preserving the tribe’s traditional culture, customs, and values, and is especially interested in working with Elders and youth.

He initiated the incorporation of the tribe as a nonprofit entity under the laws of the State of New Jersey, a step which was finalized in 1978. Also that year, he became the first elected Tribal Chairman under the modern-day structure of the tribe. Another significant milestone occurred in 1982, when the tribe earned State Recognition.

He served as the leader of the movement to form the American Indian Council of New Jersey, and was elected as that organization’s first Chairman. He initiated the introduction of the Senate Bill calling for the creation of the Commission of Indian Affairs for the State of New Jersey, which was signed into law in 1995. He helped to create a Confederation among Lenape Tribes in the U.S. and Canada.

Chief Gould has represented the tribe on many occasions, including at the historic meeting in Washington, D.C. between all Tribes in the Nation and President William Jefferson “Bill” Clinton, and the opening of the Smithsonian’s Museum of the American Indian, in 2004.

In 1994, he was chosen by Governor Christie Whitman as a member of the New Jersey Commission on National Service. He received the Thurgood Marshall Humanitarian Award from the Cumberland County, N.J., Branch of the National Association for the Advancement of Colored People in April 1996. As the recipient of that award, he was recognized by the Board of Chosen Freeholders of Cumberland County; by U.S. Congressman Frank LoBiondo; and U.S. Senator Frank R. Lautenberg. In 2001, he was honored by the Committee on Native American Ministries of the Greater New Jersey Annual Conference of the United Methodist Church.

Professionally, he is a trained carpenter who has owned his own contracting business. Since 2000, He is currently the Vice President and Weatherization Manager for Native American Advancement Corp. since 2009 and has expended over 10 million dollars of services to needy families. He is also Deputy Chief Officer of Turtle Associates, a construction company owned by the tribe.

A 1960 graduate of Bridgeton (N.J.) High School, he attended Cumberland County College, Atlantic Community College, and Gloucester County College.

Jaclyn K. Haas-Benner,
Branch Banker Team Leader
BB&T Bank

As an emerging Community Branch Banker Team Leader in the South Jersey market, Jaclyn is committed to helping her clients achieve economic success and financial security by understanding each client’s unique financial situation and goals. Jaclyn realizes that each client’s needs are different, and she works to find a personalized solution to their needs.

Jaclyn has more than 7 years of retail banking experience and strives to make every client interaction as simple and convenient as possible for her clients. She joined BB & T thru the merger with Susquehanna Bank in August 2015.

Jaclyn is dedicated to serving your personal and business banking needs and answering any questions that arise along the way. Jaclyn is a well-rounded banker and can help you find the right financial solutions for your life.

Kimberly Goldsboro, Founding Partner
The Credit Division LLC

Kim has been in the real estate and credit arena for the past three decades. Kimberly specializes in applying her expertise and market knowledge to help clients repair their credit and take a proactive role in improving their credit scores while establishing a new sense of financial freedom.  Kimberly also conducts fundamental, intermediate and advanced credit repair seminars, with a particular emphasis on Do It Yourself workshops.

Prior to becoming a partner at The Credit Division LLC, Kimberly established her own closing company.  She worked as a Title Producer and assisted in closing mortgages in many states.

In addition, Mrs. Goldsboro assumed the positions of a loan officer and underwriter at Bank of America and Cendant Mortgage Company.  Her experience in banking has spanned credit risk management and credit review.

Kimberly brings extensive knowledge of numerous types of bank credits, loan allowance methodology and credit repair services.

She lives with her husband in the Cumberland, New Jersey area.

Robin Carter, Licensed Realtor
Keller Williams

Born in NYC, Robin Carter is a longtime resident of Cumberland County, NJ, a wife of 20 years, and a proud mother of two boys. She is a licensed Realtor in NJ affiliated with Keller Williams of Vineland, NJ. She also works closely in the community volunteering her time with nonprofit organizations benefiting communities in South Jersey. Entering the Real Estate field in 2008 has given her the ability to follow market trends closely during the housing crisis.

She has experience in residential sales including short sales and foreclosures. Her work ethic exemplifies her ability to manage and balance her time efficiently while being responsive to the needs of her clients. Her communication and marketing skills allow her to reach a diverse audience. Robin has been in sales since 1995 and has had experience in home interior design.

Her favored qualities include her ability to problem solve, gather resources, and provide education to execute her client’s goals.

Robin has the following education and credentials: New Jersey Real Estate Licensee, A.A – Liberal Arts, Cumberland County College, B.A. – Communication Studies, Rowan University, M.A. – Education; Montclair State University, NJAR – New Jersey Association of Realtors, member, NJEA – New Jersey Education Association member.

 Rosa M Hernandez Rodriguez 
Community Mortgage Specialist
BB&T Home Mortgage

As an Emerging Market Loan Officer and mortgage services advisor in the Philadelphia / Delaware / South Jersey market, Rosa Hernandez is committed to helping clients achieve their homeownership goals by understanding each unique financial situation and providing lending solutions specifically for immediate or long-term needs.

Rosa has more than 20 years of experience making the borrowing process as simple and convenient as possible for her clients. She joined BB & T thru merger with Susquehanna Bank in August 2015 as a Community Mortgage Specialist.

Prior to joining BB & T, Rosa Hernandez began her career in 1991 as a Title Post Closer with GE Capital, where she Review Loans after funding for accuracy. She worked at several Mortgage companies such as Chase, Bank One, TD Bank and PNC. Rosa was promoted to different stages of mortgage positions as Mortgage Processor, Mortgage Underwriter and CRA loan officer which have worked for the past 10 years.

Rosa is dedicated to serving your unique needs and answering all questions along the way. She knows the business inside and out and can help you find the right financial solutions for your life.

Rosa has the following education and credentials: Banking Business Institute, Rio Piedras, Puerto Rico - Graduate

Frank J. Conroy
Owner Operator of Farmers Insurance

Frank Conroy has been a Licensed Insurance professional in New Jersey since 1986.  Frank started his career with Prudential Insurance and has since managed the Personal Lines departments for various agencies in the region.  Frank later opened his own agency and was the first Farmers Agent owner in Cumberland County.

 Victoria S. Owens
Tax Preparer

Victoria was born and raised in South Jersey.  She has been in the tax business since 1990.  She is a 1989 graduate of Richard Stockton College with a Bachelor of Science degree.  Victoria is a dynamic and highly qualified Tax Preparer with extensive knowledge of accounting principles, taxation policies and income tax procedures.  Combined with superb mathematical skills, she has a strong work ethic and an exceptional ability to work with team members!

For over two decades, Victoria Owens has enjoyed helping people file their current year taxes, resolve tax issues and if they haven’t filed prior year taxes she can get them up-to-date!  Victoria saves client’s time while removing the fear and stress of not being compliant.

In the “off” season, Victoria enjoys gardening, watching baseball, and being with her family.  Victoria has two children, Andrew and Madison.

Please join us for this wonderful seminar!

Please be sure to visit these other great sites!

Copyright: 2016, The Indigenous Way

Saturday, November 5, 2016

First Steps When Buying a Home

Buying a home is a serious step that you must be careful about. Everyone gets really excited about buying their first home, but they tend to jump in the decision to quickly. You must go through a few steps before you make your purchase.  The purchasing process can go fast, but if you understand your situation and the details of the home, then you should not have buyer’s remorse.

The first step to buying a home is figuring out the benefits of the home. You need to decide what makes the home so perfect. You need to think about the house and its location. List all the benefits that you will get from purchasing the home. You may end up in a perfect location for children or close to your job. What makes you want to purchase the home the most? Then you should also figure out what about the home do you dislike?  You need to weigh the pros against the cons. You need to make sure that this purchase is not going to be something that you will regret in the end. If you ever doubt the purchase you should take a pass on the house. You should also pass on the house if the realtor is pressuring you. If you feel pressured there has to be a reason why they are rushing you into the decision and you might end up regretting it afterwards.

 Also, when you go to purchase a home, consider what you must have. You will look at dozens of homes, but if they don't have what you are looking for, then you must move on. When you define what you are looking for you will end up getting exactly what you want. You need to think about the size of the home, the yard, the other benefits that most homes have, as well as, those things that you would like to have, but don't necessarily need.

When it comes to timing, you should think about how much time you have and how leisurely you would like to shop around. Some people wait years to finally make a pick and some can find a home within days. The timing is all about your needs. You may need to allow yourself some time to find what you are looking for and don't allow yourself to get frustrated with the pressure of time.

Also you should know that when you go to look at homes, you will look at many. You need to be patient and not run into a deal. You need to make sure that the house you make an offer on has exactly what you are looking for and within your price range. You should make sure that you feel that you have looked at enough homes to make one of the biggest decisions of your life time.

We really hope you can join us for our FREE seminar for Buying a Home!  November 17th, 6-8 pm. 
Please click here to register!

Please be sure to visit these other great sites!

Copyright: 2016, The Indigenous Way

Become a Homeowner

This can be a great time to buy a house, especially if you've never owned one before.  There are programs for first-time home buyers and the interest rates are still very low.  Before you jump into homeownership, you will need to get information from qualified professionals to give you proper advice.

Buying a house consists of much more than signing on the dotted line.  There are many decisions to make and choosing the right situation is very important. Whatever you choose may have long term financial consequences for you, so this is too important of a decision to rush into uninformed.

This is the main reason that anyone who is considering purchasing a home should find a professional team who can carefully spell out the advantages and the disadvantages.  It is imperative that you ask questions, and continue to ask until you get an answer that you can understand.

You should never allow your fears to stop you from getting all the information you need to make an informed decision.  It's your right to understand all the ins and outs of home buying.  A great team of experts can help you through this process.

Finding good advice for home buying is extremely important.  Don't skimp, and don't be afraid to ask questions.  It's your money, and your future, you have the right to be informed.

We hope you can join us for this great opportunity on November 17th from 6-8 pm.  This seminar is FREE!

To register, please visit and follow the instructions.
Please be sure to visit these other great sites!

Copyright: 2016, The Indigenous Way

Buying A Home

There is nothing easy about buying a home. You have to be prepared to go through with the entire process. It can be long and even a little frustrating at times. It is not something that will happen overnight and in fact, you have to be able to make this a great experience that will make your dreams come true in the end.  You will end up with the home that you have always wanted.

Getting the opportunity to buy a home is special.  It will take a lot of hard work and preparing to get to this point. You have to make sure that you have all of your finances in order so that you can make all the right decisions for your home buying experience. You need to make sure that your credit is good so that you can get a decent interest rate that you can feel good about.

Homeownership brings tremendous social benefits for families, communities, and the country as a whole. Home ownership remains to be a crucial part of the American Dream.  Since at least 2008, the tides have turned away from owning a home.  However with continued low interest rates and programs, consumers and policymakers are again considering the economics of buying versus renting. The benefits are outstanding for communities and individuals, but only under the right circumstances and with the right mortgages.

We are here to help you with this process.  We are excited to announce that “My New Home NJ” is hosting a Home Buyer Seminar on November 17th from 6 pm – 8 pm at the Cohansick NLLI Facility, 75 Westcott Station Rd., in Bridgeton NJ, 08302.

This workshop is FREE for 50 participants from Cumberland, Gloucester, Salem, Atlantic and Cape May Counties. We will have light snacks, and guest speakers from Real Estate, Banking, Insurance, Weatherization and Credit Repair.

Please follow the link: to register for your FREE seminar! If you need additional information, call 856-455-0600, M-F from 9 am – 4 pm. This seminar is sponsored in part by BB&T Bank, Community Development.

Please be sure to visit these other great sites!

Copyright: 2016, The Indigenous Way